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Baccarat Strategies & Third Card Rules

by Gayle Mitchell
 
This lesson continues your education with Baccarat Strategies including Third Card Rules but first, a quick review.
There is an easy decision here. Bet the banker or player hand.
The tie bet is a bad bet and is to be avoided.
All number cards, 2 through 9, count as their face value or the number of pips on the card.  All 10’s and face cards count as 10.  Aces count as 1. No hand can be worth more than 9.
If it is, the last digit of the total is used. 
 
Third Card Rules:
It is important to remember that no hand is too bad or too good to win, because the count can change with the third card, if one is required.  This creates a mounting suspense, and that’s what makes baccarat such an exciting adventure.
 
PLAYER:            Dealt–1-2-3-4-5-10–draws a card.
                        6-7–stand.
                        Dealt 8-9–natural–banker cannot draw.
 
BANKER:            5 or less–draws.
                        6 or more–stands if Player does not draw third                               card.
 
If Player hand draws a third card:
Banker–dealt 2–must draw.
Banker dealt 3–draws to player–1-2-3-4-5-6-7-9-10, does not draw to player–8.
Dealt 4–draws to player 2-3-4-5-6-7, does not draw to 1-8-9-10.
Dealt 5– draws to player–4-5-6-7, does not draw to 1-2-3-8-9-10.
Dealt 6–draws to player 6-7, does not draw to 1-2-3-4-5-8-9-10.
Dealt 7–stands.
Dealt 8-9–natural–player cannot draw. 
Maximum number of cards in any hand is three.
 
Strategies:
Card-counting basics are as follows: Cards more favorable to the bank hand are 9-8-10-J-Q-K. in order of strength, while 4-3-2-5 are player favorable cards.
Ace, 6 and 8 are neutral; no favor for either hand.
Bet player when there is a higher ratio of twos through fives in the deck and banker when there is a higher ratio of high cards in the deck.
An average shoe will deal about 82 hands. Bank will win 38 times, player 36 wins, and 8 ties (about every 10th hand).
Bank hands win more because the bank stands on a 7, 8 or 9, while player stands on 6, 7, 8 and 9. Bank can draw on a 6 where player cannot.
Another baccarat strategy I recommend is to bet on the hand that won the last game, because streaks are legendary in this game. 
A banker or player can win 10, 15, or even 20 hands in a row after the shoe opens up.

 
My goal is to encourage educated gamblers to observe and participate in this game because of the low house edge and the possibility of profits.
That road to profits in baccarat is definitely with progressive betting after each win.
 
Baccarat Strategies is followed by a lesson by Frank Scoblete
OR
Return to Gambling: Learn Other Games Program.